You work hard, save, and do everything right, yet it still feels like you’re always one step behind. Between bills, debt, and taxes, your money disappears faster than it should. It’s frustrating, and it’s not your fault.
Most financial ‘advice’ keeps you dependent on someone else. We do the opposite. We teach you exactly how to take control of your money using the same strategies wealthy people have quietly used for decades:
Okay, well, maybe they are not literal laws but! When you treat these 4 Banking Pillars as laws when handling your money, they will guarantee it. This is not a “Get Rich Quick” scheme, this is a “Get Right Build Wealth” strategy. The 4 Pillars are:
Use your own policy as a financing system. Take control of your money by borrowing from yourself and earning interest instead of paying it to the bank.
Turn your home equity into a wealth engine. Simplify your finances and make your home work for you to build wealth faster.
Harness the velocity of your money to minimize interest loss, speed up payoffs, and amplify long-term growth.
Our founders, Joseph Kovacevic and Brianna Shaw, have 28 years of combined experience in real estate, private lending, and Infinite Banking. Together, they’ve built a team that’s already helped clients across the U.S. retire early, eliminate debt, and create true financial freedom.
Joe became a 7-figure passive income earner and retired 9 years ago at 42 years old.
Brianna paid off her mortgage in 14 months as a first-time homeowner and now lives debt-free in her mountain home, leveraging her equity to generate passive income.
You’ve worked hard for every dollar you’ve earned. Isn’t it time your dollars started working just as hard for you?
The wealthy don’t rely on luck, higher paychecks, or riskier investments. They rely on strategy, using the same dollars over and over again before they ever leave their control. That’s what we teach you to do at Real Money Masters.
To stop letting your income pass through the banking system once, and instead learn how to circulate it multiple times within your own financial world, building wealth, stability, and a lasting legacy in the process.
Whether your goal is to get out of debt, buy back your time, or create generational wealth your family can benefit from for decades, we’ll show you how to make it happen step by step, without guesswork or gimmicks.
It’s not about working harder. It’s about finally understanding how money really moves, and using that knowledge to your advantage.
Call us now at 907-205-7209 or click below to book your FREE strategy call now!
A team of financial strategists dedicated to helping families and entrepreneurs take control of their money, not the other way around.
From the railroad to real freedom, Joseph now helps others use Infinite Banking to take control of their money and future.
From financial struggle to freedom, Brianna now empowers others to do the same.
A paramedic and mom of three, Megan empowers families to build lasting wealth through Infinite Banking.
From the railroad to real freedom, Joseph now helps others use Infinite Banking to take control of their money and future.
From financial struggle to freedom, Brianna now empowers others to do the same.
A paramedic and mom of three, Megan empowers families to build lasting wealth through Infinite Banking.
Matthew is the founder of Mind to Money Capital, helping people achieve financial freedom through smart wealth strategies. He also founded Lift Til’ Death and Mobile Bar Matt.
Frequently Asked Questions
IBC lets you become your own banker by using a properly structured income insurance policy as a personal financing system. Instead of relying on banks for loans, you borrow against your policy’s growing cash value while it continues earning interest and dividends — creating uninterrupted compounding and long-term financial control.
Traditional policies focus on death benefits. An income insurance policy is designed for cash flow — not just protection. It’s overfunded with extra premium (called a paid-up additions rider) to maximize growth while minimizing insurance costs, turning it into a usable financial system
The One-Pot System uses a Home Equity Line of Credit (HELOC) as your all-in-one checking, savings, and debt payoff account. Your income deposits directly reduce interest, saving you money daily. Every dollar works 24/7 to lower debt and free up cash flow.
Velocity Banking is a cash flow acceleration method using lines of credit to pay off debt faster and cheaper than traditional methods. When combined with IBC and a HELOC, it becomes a powerful system of leverage and compounding — using your dollars multiple times before they ever leave your financial world.
No. You’re borrowing against it, not withdrawing from it. Your full cash value keeps compounding and earning dividends as if untouched — that’s the magic of uninterrupted growth.
Yes. By rerouting how your income flows, you use interest timing to your advantage saving thousands in interest without earning more or cutting your lifestyle.
Done correctly, it’s the opposite of risky. These strategies use guaranteed growth, fixed interest, and secured assets, not speculation. You stay in control.
No. This was built for people with debt who want to escape the cycle faster. You start where you are.
Most clients see measurable progress in 3–6 months, lower interest, faster debt payoff, and growing cash value. Full transformation builds over time as your HELOC and policy work together.
Because it challenges the traditional system that profits from your debt and deposits. We teach what the wealthy and institutions actually do how to make money move for you instead of through you.